年金现值

计算年金现值：现在或者再等一下？

Calculating Present Value of an Annuity : Now or Wait ?

如果每年的现金流入量是相同的，利用年金现值系数表可简化净现值的计算。

If the cash inflows of each year are same , the computation of NPV can be simplified by using the table of present value of annuity .

并在新的模型下对随机利率下寿险中的年金现值问题作了进一步的讨论。

And the expected values of annuities with random interest rates are discussed further .

给出了矛盾解决的办法，举例介绍了广义的递延年金现值计算公式。

In the end , it gives the formula of the calculation of the broad sense of the postponing annuity .

本文试图在随机利率条件下研究年金现值的数字特征。

In this paper , we try to investigate the numerical characteristics of present value of annuities with random interests .

方法利用实例介绍了医疗保险平准保费的计算过程以及其中涉及的精算假定、年金现值和年均净保费计算等有关问题。

Methods The actuarial assumption , cash value of annuity and the annual net level premium and other factors which involved with calculation procedure of level premium rate in medical insurance are discussed using actual data .

MA（q）利率下企业生存年金精算现值模型

Actuarial present value models of enterprise life annuity based on MA ( q ) interest rate

基于ARMA（p，q）利息力生存年金精算现值模型

The Life Annuity Actuarial Present Value Models Based on ARMA ( p , q ) Force of Interest Rate

第三章评价了非整数年龄生存函数的三种传统假设，讨论了人寿保险的保费计算和生存年金精算现值的计算，并对插值方法和数值积分方法作了阐述。

Chapter Three introduces the familiar life table functions in life contingencies , the three conventional assumptions on fractional age , and the calculation of life insurance premium and present value of annuities , conventional interpolation method and a generalized integral interpolation method which is used in this paper .

对不同形式生存年金的精算现值进行了分类总结。给出了矛盾解决的办法，举例介绍了广义的递延年金现值计算公式。

At last , the chapter summarize the actuarial present value for the different survival annuity . In the end , it gives the formula of the calculation of the broad sense of the postponing annuity .

基于MA（q）利息力下缴费预定型企业年金保险中生存年金精算现值模型

The Life Annuity Actuarial Present Value Models of Defined Contributed Enterprise Annuity Insurance Based on MA ( q ) Force of Interest Rate

另一方面讨论了随机利率下的一些离散年金、连续年金和连续生存年金现值随机变量的一阶和二阶原点矩及其方差。

On the other hand , the moment , the second moment and variance of the present value random variables about some life annuities and annuities with random interest rate are gotten .

然后，考虑市场上存在多种相互独立的随机投资利率的情况下，依据投资组合理论得出企业年金保险中多种生存年金组合的精算现值模型。

We then get the life annuity actuarial present value models of annuity portfolio insurance through the portfolio theory , under the independent stochastic interest rates environment .

探讨了资金时间价值的概念、资金时间价值的衡量指标之一年金的概念、种类，着重对年金终值、年金现值的计算公式进行了推导。

By combination of theory with practice , the application of the principle of the time value of money to the modern corporate finance is discussed in this paper .