农户资金

社区性农户资金互助兴起的原因及其正面效应

The Reasons of farmer Fund Cooperation Development and It 's Effects

小额的资金构成了农户资金现实需求的主体；

Small capital is the principal part of farmers ' demand ;

农户资金互助合作社，就是这种创新的典型案例。

Rural mutual financial cooperative ( RMFC ) is a typical case of those innovations .

金融扶贫创新：农户资金互助合作社初探

Research on Mutually Financial Cooperation among Farmers

团体贷款的上述特点使其在运用于农村信贷、解决农户资金需求上取得了巨大成功。

All these mechanisms lead to the great success of Group Lending in the rural finance .

农户资金需求较为普遍、并且逐年上升。

The peasant household call for fund is more common , and rises year by year . 2 .

农户资金的缺乏一直是制约农村经济发展的重要问题。

A very important issue has restricted the development of rural economy is that farmers are lack of funds .

林业经营中农户资金投入问题与对策研究&基于江西省宜春市农户的调查

Problems on Farmers'Capital Investment in Forest Operation and Its Countermeasures & A Survey of Farming Households in Yichun , Jiangxi

西部地区农户资金借贷实证分析&以陕西省248户调查为例

Empirical Analysis of Borrowing by Rural Households in Western Regions & Based on Survey to 248 Rural Households in Shaanxi Province

农户资金借贷主要来源是民间金融，而从正规金融机构贷款比例逐年提高；

Source of lending funds is mainly from private financing , but percentage of borrowing from official financial institutions is increasing ;

针对农户资金借贷的需求和供给状况，提出了促进传统农区农村金融健康发展的政策建议。

According to above conditions , the paper puts forward some suggestions for policy to improve rural finance development in conventional agricultural areas .

其中收入对农户资金借贷需求有显著性的负影响，家庭收入越低，农户资金借贷需求越高。

Family per capita income had significant negative impact , the lower household income , and the higher household demand for borrowing of funds .

农村资金互助社一定程度地缓解了农户资金短缺困境，为农户提供了方便、快捷、及时、有效的金融服务。

Rural mutual fund cooperative alleviates the predicament of farmers ' funds shortage and provides convenient , efficient , timely and effective financial services for farmers .

从对调查数据的统计分析的结果看，农户资金借贷比较普遍，调查中76.5%农户表示有资金的困难。

From the results of the statistical analysis , we can find that farmers borrow funds more commonly , 76.5 % said that they have financial difficulties .

文章针对西部地区农户资金借贷特征及存在的问题，提出了相应的政策建议。

In light of these characteristics and problems existing in rural household borrowing in western regions , the authors provide some suggestions on how to improve it .

资金构成与合作社的异化&基于20世纪三四十年代中国乡村社会变迁的考察金融扶贫创新：农户资金互助合作社初探

Abnormal Capital Structure and the " Alienation " of Cooperation : The Country Cooperation in China in the 1930 's-1940 's Research on Mutually Financial Cooperation among Farmers

小区内农户资金利润率达到167.30%，成本利润率达103.52%，产值利润率达51.03%；招商小区，资金利润率达到138.29%，成本利润率达40%，产值利润率达28.57%；

Farmers ' fund profit ratio in area reaches 167.30 % , profit ratio of fund gets to 103.52 % , profit ratio of output value reaches 51.03 % ;

从农户资金使用来看，无论是正规金融借贷还是非正规金融借贷，其用在生活方面的资金比重要大于生产方面。

When come to the usage of capital , no matter what formal financial and informal financial , the proportion in living is much more than that in production .

因此，农村金融服务体系是一项重要的支持体系，而农户资金互助合作社是进一步深化农村金融扶贫体制改革的重点，也是对农村金融扶贫机制创新的一次尝试。

Therefore , financial service system is an important supporting system for rural areas . Mutually Financial Cooperation among farmers is the focus in deepening the poverty-assistance system of rural China , which also is an innovative attempt .

农户资金互助对于农村金融体制改革、推进产业结构调整、增加农民收入、加速城市化进程、密切干群关系等具有积极的推动作用。

The paper analyses some representative cases of fund cooperation in China , and illustrates it 's big role in promoting agricultural finance revolution , adjusting industry construction , increasing farmer income , stimulating the process of urbanism and smoothing the relationship between citizens and civilians .

当前我国农村金融市场供求呈现出明显的非均衡态势：一方面，农户对资金的有效需求不足；

There is a clear imbalance between supply and demand in the financial market in rural China today .

因此，需要借助于更多的金融形式来满足农户对资金的需求，引导农户合理的发生借贷行为。

So , need to resort to more financial form to meet the needs of farmers on funds , and guide farmers reasonable happen borrowing .

农户作为资金互助社的行为主体，参与与否将直接影响资金互助社的发展。

Farmers as the behavior corpus of rural mutual fund cooperative , participate in or not will directly affect the development of rural mutual fund cooperative .

农户信贷资金的获取能力将极大的影响到农户生产、生活的安排，影响农村经济的发展和转型，影响到社会主义新农村建设的进程。

Ability of farmers to access credit funds will greatly affect the farmers production and living arrangements , affect rural economic development and affect the process of building a new socialist countryside .

同时，以土地经营权进行抵押，加快土地有目的流转，解决土地大量撂荒和龙头企业、农户生产资金不足的问题。

Meanwhile , mortgage of land management rights to accelerate the transfer of land and aimed to address a large number of abandoned land and leading enterprises , farmers produce the problem of insufficient funding .

农机具补贴应继续增加补贴种类，重点加强适合山区的小型农机和专用农机的研制，寻求多种途径，解决农户购机资金困难。

In order to solve the funds difficult of buying agricultural machinery by farmers and to seek various ways , agricultural machinery subsidies should continue to increase the types of subsidy , and strength the research the small machinery of farm and special agricultural machine for a mountainous area .

调研发现，72.34%的农户有资金融入需求，74.07%的农户在缺钱时会积极选择各种渠道去借款；正规金融机构对农户的需求满足程度仅有30.08%。

Survey and study , find 72.34 % peasant household have fund incorporate demand , 74.07 % peasant household can choose various channel go borrowed money actively while lacking the money ; The regular financial institution only has 30.08 % to satisfy the intensity to the demands of peasant households .

其次，在对已有文献概括分析的基础上，分析可能影响农户民间借入资金规模的因素，提出本论文的理论假说。

Then , factors that affecting the household 's demand of credit are analyzed ; finally , the theoretical hypotheses are drawn .

农场除个别采取雇佣劳动外，绝大部分将土地出租给农户经营，资金也以国家财政支持为主。

Financed by the government , most of the farms recruited tenant peasants for cultivation , while some specific one adopted employment .

农资补贴实施后，有42.37%的农户将补贴资金用于农资采购，有63.99%的农户表示农业投入较补贴前有所增加。

After implementing of agricultural machinery subsidies , Farmers , accounted for 42.37 % , will purchase for agriculture subsidies , and 63.99 % think agriculture input increased than before .