公司信贷

其次是确定研究的工具和方法，通过收集上市公司信贷数据，利用KMV模型清晰的展现了上市公司信用风险状况。

Second is sure research tools and methods , through the collection listed company credit data , and by using the KMV model which puts clear show the listed company credit risk status .

公司信贷业务是商业银行创造利润的主要来源，从利润贡献角度，集团客户为银行带来的收益远远大于单一客户。

Company credit business is a major source of profit that commercial bank created . Based on profit contribution , the earnings from group clients for the banks are far greater than the earnings from the single customer .

基于Logistic回归分析的上市公司信贷违约概率预测模型研究

A Research into Listed Companies ' Credit Default Probability Prediction Model Based on Logistic Regression Analysis

结果证明了其实用性与可信度，为上市电力公司信贷能力评估提供了一种新方法。

The results prove the usefulness and credibility of the method .

商业银行公司信贷客户信用评价研究

The Research on the Credit Assessment of Corporation Borrower of Commercial Bank

浅析上市公司信贷风险成因

Analysis of the Cause of Credit Risk of Public Company

股价上升，而按揭贷款的额外利差降低，公司信贷的利差也是一样。

Stocks rose while extra spreads on mortgages dropped , as did spreads on corporate credit .

上市公司信贷风险研究

Credit Risks of Listed Companies Study

如果欧洲支持希腊，以避免该国退出欧元，公司信贷和银行股票可能强劲反弹。

If Europe supports Greece to avoid a grexit , corporate credit and banks could rally hard .

改革信贷管理机制提升信贷资产质量&工商银行甘肃分行营业部公司信贷业务拓展再思考

Practices and Thoughts of Intensive Management Promoting in ICBC Reforming credit management mechanism and improving credit capital quality

在时间趋势上，民营公司信贷歧视在样本期问内并没有随着时间的推移得到明显改善。

Besides , there is not any tendency that credit discrimination on private firms has mitigated in recent years .

但流动性流失致使许多公司信贷短缺，包括受这场危机影响不那么严重的一些海湾国家的企业。

But the loss of liquidity has left many companies including those in Gulf States less affected by the crisis short of credit .

公司信贷前景看起来不会继续恶化，尽管个人信贷可能会屈服于经济压力。

The outlook for corporate credit does not look like it will get worse , although individual credits may succumb to economic pressures .

但在主权债券利率为负时，投资者应如何看待股票相对债券的估值、或公司信贷相对国债的收益率呢？

But how should an investor think about stock versus bond valuations or corporate credit versus government bond yields with sovereign bonds trading with negative interest rates ?

本文从商业银行的角度分析、研究中国A股上市公司信贷风险的特性、成因和对策。

The characteristics , causes and strategies of credit risks of listed companies ( A ) in China will be investigated from the perspective of commercial banks .

近月来，作为政府指导的经济刺激努力的一部分，国内银行处于放贷热潮之中，这进一步侵蚀了外资竞争对手在公司信贷等领域的市场份额。

Domestic banks have been on a lending splurge in recent months , amid government-directed efforts to stimulate the economy , further eroding the market share of overseas rivals in areas such as corporate loans .

虽然从贷款机构的角度来看，以历史标准衡量，公司信贷成本仍较为高昂，但市场目前的放松程度，已足以说服大型企业重新发行债券这明显是一种积极进展。

Even though corporate credit remains expensive by historical standards from the point of view of borrowers , the market has eased enough to persuade large companies to issue debt again plainly a positive development .

所以相对应的上市公司信贷风险防范措施的研究也将涉及多个方面，包括制度的改革与创新，证券市场和上市公司的治理，而不仅仅是商业银行内部的措施。

Therefore , the research on the prevention against credit risks of the listed companies involves several aspects , including reforms and innovations in the systems , control and management of the listed companies , which cannot be only confined to the internal measures in the commercial banks .

第二部分进行了公司信贷模式和零售信贷模式优劣对比分析，介绍了国外零售信贷模式的先进经验，并对国内现有小企业信贷产品和模式做了比较分析。

The second part will be focus on the analysis of the contrast of the advantages of company credit model and retailing credit model ; introduce the advanced experiences of retailing credit model from other countries ; and make analysis of the existed domestic small enterprise credit product and model .

其结果是，CDO市场被关闭，公司获得信贷特别是杠杆收购债务的渠道大幅减少。

As a result , the CDO market is closed , and companies ' access to credit - especially for leveraged buyout debt - has been severely curtailed .

慕尼黑大学经济研究机构IFO商业景气调查机构的月度报告发现，6月份超过一半的德国公司认为信贷并不比平常更难获得。

A monthly survey by the IFO institute for economic research at Munich University found that in June more than half of German firms thought credit no harder to come by than usual .

关于我国商业银行公司类信贷业务风险监控机制浅析

Analysis of China commercial bank credit business risk supervision mechanism

大部分银行在向公司提供信贷之前要求公司提交财务报表。

Most banks require companies to submit financial statements before they extend credit .

什么是公司的信贷方针？

What be the company policy on credit ?

其结果是：大公司获得信贷过于容易，而依赖银行的较小企业则得不到信贷。

The results : big companies get capital too easily , while bank-reliant smaller companies get none .

如果银行对最新政府举措做出回应，那么未来几个月，微小公司的信贷状况应会略微缓解。

If banks respond to the latest official measures , credit should ease marginally for smaller companies in coming months .

在多数金融公司遭遇信贷危机的血雨腥风之际，黑岩的表现看上去也好不到哪去。

At a time when most financial firms have been bloodied by the credit crisis , BlackRock has never looked better .

很抱歉，恐怕我们与贵公司没有信贷协议，请你先付订金订房。

I 'm afraid we have no credit arrangement with your company . We 'll need an advance deposit for your reservation .

在过去的经济萧条中，消费者能维持大部分开支，这很大程度上得益于可以很容易地从银行和信用卡公司取得信贷。

In previous downturns , consumers mostly kept spending , thanks in large part to easily available credit from banks and credit-card companies .

如何加强小额贷款公司的信贷风险管理，促其稳健经营，是目前面临的重要挑战。

How to strengthen the risk management , and promote the healthy operation of small loan companies , is currently the most important challenges .