个人征信机构

我国没有统一的个人信用征信监管机构，各个地方的监管机构也各不相同。

There is no unified regulatory agency , each of the local regulatory bodies also differ .

上月，蚂蚁金服成为中国8家获发个人征信牌照的民营机构中首家推出个人征信服务名为芝麻信用（SesameCredit）的机构。

Last month , Ant Financial became the first of eight companies granted a licence to launch a credit-scoring service , Sesame Credit .

在征信的过程当中，主体存在着企业与个人，征信过程及机构的运行机理有着自身独特之处，需要法律从各方面进行规范与调整。

Process and the operation of credit institutions has its own unique mechanism . It is Needed to regulate and adjust all aspects by the law .

在我国个人信用征信制度中，个人征信机构的所有经营活动都是围绕着消费者的个人信用信息展开的。

In the personal credit-inspection system of China , the operation activities of personal credit-in - spection organizations center on personal credit information .