个人住房抵押贷款

个人住房抵押贷款制度的到来促进了房地产市场的繁荣、帮助居民尽早圆了住房梦，同时也推动了我国保险市场的发展。

Residential Mortgage Loan Insurance promotes the prosperity of the real estate , helps the relatives living in new houses , and at the same time enhances the development of our insurance industry .

信息不对称下的个人住房抵押贷款交易与风险

Residential Mortgage Loan Agreements And Risks With Asymmetric Information

BP神经网络在个人住房抵押贷款风险分析中的应用

The Appliance of BP Net in Personal Housing Mortgage Risk Analysis

住房抵押贷款证券（Mortgage-backedSecurities）是近三十年来国际金融领域最重要的金融创新工具之一，中国自2005年底也开始了对个人住房抵押贷款证券的试点发行工作。

Mortgage-Backed Securities ( MBS ) are one of the most important financial innovations for the pass three decades . Since the end of 2005 , China has embarked on a personal housing mortgage loan securitization pilot issuance .

个人住房抵押贷款是MBS的母体，住房抵押贷款产生的现金流在扣除相关的服务费后将转化为MBS的现金流，直接影响着MBS的定价。

The mortgage loan is the matrix of the MBS . After the cash flow produced by the mortgage loan deducted the interrelated service charge , it will translate into the cash flow of the MBS . That directly impacts the pricing of the MBS .

定量分析法提出了基于灰色关联度的个人住房抵押贷款中个人信用等级识别结构框架，并建立了合理的评估指标体系，此体系包括4个部分的指标：①个人基本状况（X1）；

The quantities analysis model establishes grade identity framework for the credit grades of housing mortgage credit on the basis of gray relevance degree , setting up a more scientific assessing index system consisting of four parts : ① individual ( X1 );

我国居民个人住房抵押贷款的发展研究

On the development of China 's Resident personal housing Mortgage Lending

个人住房抵押贷款提前还款风险因素实证研究

Empirical Study on Prepayment Risk Factors of Individual Housing Mortgage Loan

个人住房抵押贷款运作的难点及对策

Problems and Countermeasures in the Operation of Private Housing Mortgage Loan

第四部分一一个人住房抵押贷款风险防范与保险制度。

Section four : The risks prevention system and insurance system .

个人住房抵押贷款是住房金融市场的必然选择

Housing mortgage loan is inevitable trend in housing financial market

个人住房抵押贷款风险的识别与防范

The Discerns and Precaution of Personal Housing Mortgage Loan Risk

论个人住房抵押贷款的风险及防范

Discussion on Risk of Personal Housing Mortgage and the Prevention

当前我国个人住房抵押贷款利率风险分析

Research on Interest Rate Risk of Home Mortgage in China

个人住房抵押贷款模式及应用

Payment Model of Personal Housing Mortgage Loan and Its Application

但是，个人住房抵押贷款不可避免地存在一些风险。

However , there are still some inevitable risks .

浅析个人住房抵押贷款的还款方式住宅与都市建筑学

Study on the Returning Methods for Personal Housing Mortgaging Loan HOUSING & URBANISM

我国个人住房抵押贷款违约风险影响因素的实证研究

An Empirical Study of Factors Influencing Individual Housing Mortgage Loan Default in China

第一部分阐述了个人住房抵押贷款及风险分析。

The first part describes personal living house mortgage loan and risk analysis .

赏心悦目&H型别墅发展个人住房抵押贷款证券化浅析

H - house On Form of Bond of Developing Individual House Mortgage Loan

个人住房抵押贷款借款人产品选择行为

Selective Behavior of Borrowers of Individual Housing Mortgage Loan

关于个人住房抵押贷款风险及防范策略的研究

Tactics Against the Risk of Housing Mortgage

近年来，个人住房抵押贷款业务在我国发展十分迅猛。

In recent years , individual housing mortgage loan business in China developed very rapidly .

因此，正确识别和防范个人住房抵押贷款风险，对于银行来说尤为重要。

Therefore , how to distinguish and guard against risks , is crucial to banks .

自1998年以后，我国个人住房抵押贷款业务发展迅速。

Since 1998 , the business of personal residential mortgage has developed rapidly in China .

在第三章中，总结了个人住房抵押贷款提前还款风险管理的国际经验。

Chapter three summarizes the international experiences in prepayment risks management of personal residential mortgage .

商业银行个人住房抵押贷款风险防范管理的探讨

A Discussion of Prevention and Management of Commercial Banks ' Individual Housing Mortgage Loan Risk

个人住房抵押贷款已逐渐成为个人买房的必由选择。

Individual housing mortgage loan is gradually becoming a good choice to buy houses for families .

个人住房抵押贷款还款方法研究

Reimbursement Means for Personal Residence Mortgage

我国商业银行个人住房抵押贷款是住房金融的重要组成部分，它是随着我国住房制度改革的深化而产生、发展起来的。

Individual housing loan provided by commercial banks is an essential aspect of housing finance in China .