非正式金融

我国农村非正式金融的兴起原因及其影响

Reasons and Impacts of Emerging Rural Informal Finance in China

规范发展农村非正式金融的思考

Thinking on regulating and developing countryside 's informal finance

非正式金融市场与货币政策有效性

A Discussion on Monetary Policy Validity In The Informal Financial Market Condition

为此，建立适当的非正式金融政策安排十分重要。

Therefore , it is necessary to make appropriate policy arrangement in China .

将金融制度界定为正式金融制度和非正式金融制度，全面地分析金融制度因素对私营企业融资的影响；

Classifying the financial institution as formal financial institution and inform financial institution .

非正式金融系统及其变迁：中国经济增长的路径依赖

Informal Financial System and Its Evolution : The Path Dependence of China Economic Growth

非正式金融的主要根源在于金融管制。

Unofficial finance roots in the finance pressing .

但是非正式金融会产生逆向变迁，抑制经济的进一步的增长。

However , informal finance can result in adverse transition and prevent further economic growth .

非正式金融探析

A Research into the Unofficial Finance

关于非正式金融的理论思考

Theoretical Reflections on Informal Finance

举例来说，让非正式金融类企业有机会加入正式银行体系可谓一举多得。

For example , giving informal financial companies the opportunity to join the formal banking system serves multiple ends .

这些理论将用于解释农村非正式金融部门与农村经济中传统部门之间的互动关系。

Those theories will be used to explain the relationship of interaction between rural informal financial department and rural economic traditional development .

其次是对既有农村金融研究视角，即官办金融和民间金融、正式金融和非正式金融进行了简要的述评，认为既有的研究视角并不能很好的描述农村金融应有的发展路径。

Second , we study the existing rural financial perspectives that are curb market and civil official financial , formal and informal financial .

从中国经济增长的贡献成分可以看出非正式金融是其经济增长的一种路径依赖。

From the contribution components analysis on China economic growth , it is shown that informal finance is a type of path dependence .

非正式金融市场的存在是金融管制的必然结果，它对货币政策实施的效用及宏观经济的运行都产生了重大的影响。

The financial regulation leads to the existence of informal financial market that exerts great effect on the implementary purpose of money policy and macro economy function .

不过，商务人士称，这些打击行动只是让非正式金融系统变得更为隐秘而已，同时还推动了此项业务的细分和分散化。

Yet these crackdowns have merely driven the informal financial system deeper underground , businesspeople say , while also encouraging the fragmentation and decentralisation of the business .

我国中小企业融资困境的一个重要原因是不存在一个能给其成长提供多元化融资的非正式金融。

One important reason for financing predicament of these enterprises is that there isn 't an informal finance that can provide pluralistic financing for its growth in China .

在此基础上，本章根据对山东省菏泽市不同对象进行的问卷调查，实证检验了影响农村信用社的非正式金融因素。

On the above basis , the chapter makes a test on the informal financial factors affecting RCCs in light of the questionaire in Heze , Shandong Province .

非正式金融和正式金融的并行双轨制是中国在转型初期的一种次优模式，为中国的经济增长提供良好的过渡。

The co-existence of formal and informal financial system is a sub optimal model in China 's early stage of transformation , and provides good transition for China economic growth .

第四部分论述了农村金融发展机制，即农村金融组织与非正式金融组织形成和演进的内在逻辑。包括农村信用合作社制度选择，非正式金融组织的未来制度安排及农业银行的定位。

In part four , we discuss the development mechanisms of rural financial development , namely , the intrinsic logic of formation and transition of formal and informal financial organism .

第三部分解释了农村金融发展的作用机制，即农村正式金融组织与非正式金融组织对农村经济二元格局融资支持的机制。

In part three , we explain the function mechanisms of rural financial development , which is referred to as the rural formal and informal financial support of economic duality .

但政府介入的结果，往往以正式金融安排取代非正式金融安排，由此，又导致政府介入后的政府失灵。

Yet , the result of government intervention has always been an informal financial arrangement instead of the formal financial arrangement . " Government failure " is hence brought forth after government intervention .

调节农村金融供求失衡的主要措施是实现农村金融组织多元化，允许非正式金融在一定的秩序框架内运作，政府转换职能。

The main measures of adjusting rural finance supply-demand out-of-balance are that realizing the diversification of rural finance organization ; allowing non-formal finance organization to exist in some order and government changing function .

目前，正式金融制度供给不足、供给趋同以及非正式金融制度的兴起已成为推动西部农村金融制度变迁的动力因素；

Now , the motive factors for pushing the west rural financial system to change include the shortage and convergence of supplies of the formal financial system , and flourishing of the informal financial system .

建立市场经济后，中央政府与地方政府为控制金融资源，形成了全国金融体系的纵向和横向分割，同时压抑民间非正式金融组织发展，最大限度保证正规金融机构在农村的储蓄动员能力。

Establishment of a market economy , the central government and local governments for the control of financial resources , the formation of a national financial system of vertical and horizontal partitioning , the formal financial sector to mobilize rural savings .

本文通过市场博弈模型研究了非正式金融网络中服务中介，即非金融中介对中小企业融资的促进作用，表明长期经营并与贷款人有着非正式良好协作关系的服务中介能够提高中小企业获得融资的可能性。

The article investigates the function of non-financial service intermediaries in informal financial network for middle and small business financing . It shows that long-term service intermediaries can facilitate middle and small businesses accessing to financing through their good informal cooperation relationship with the lender .

它在人民币未面临升值压力的情况下（在原则上）提高了汇率的灵活性，放松了对存款利率的限制，拓宽了外国投资者进入中国资本市场的渠道，鼓励某些非正式金融企业成为正式银行体系的一部分。

It increased the flexibility of the exchange rate ( in principle ) when the renminbi was not under pressure to appreciate , relaxed the cap on interest rates paid on deposits , increased foreign investors ' access to capital markets and encouraged certain informal financial companies to become part of the formal banking system .

为此，美国正试图对朝实施非正式的金融制裁，联同联合国安理会（unsecuritycouncil）的各项努力，以此加大对朝鲜的压力。

To that end , the US is seeking to increase pressure by imposing informal financial sanctions alongside efforts at the United Nations Security Council .

另外，还有一份报告广泛流传于各类非正式的金融电子出版物。

There was also a report that made the rounds of the world of financial electronic samizdat .

民间借贷作为一种非正式的金融制度安排，弥补了我国正式金融机构对民营经济的融资不足。

Folk debit and credit sides arrange as a kind of unofficial monetary system , it is insufficient in financing of private economy to remedy the formal financial institution of our country .