据此，提出我国房地产多元化融资在近期内应选择银行贷款+房地产信托和银行贷款+房地产投资基金两种模式。
On this basis , it is proposed that these two models of " banking loans + real estate trust " and " banking loans + real estate investment fund " should be chosen as their diversified short-term financing alternatives .
房地产信托贷款