保险利润率

首先，外资保险公司的进入，加强了保险市场竞争程度，导致保险企业保费利润率的迅速下滑。

First , foreign capital insurance company of into , enhanced the insurance market competition degree , cause insurance business enterprise insurance fee profit margin dropped quickly .

银行保险作为全球经济一体化和金融服务融合的产物，已成为银行和保险业提高利润率、开辟新市场的重要手段。

Bancassurance as a world economic integration and fusion of financial services , banking and insurance has become the new markets , an important means to improve profitability .

境外销售的保险产品的回报可以达到4%，而在中国大陆销售的产品的回报为2.5%。过去中国政府对保险产品的利率有上限，以保护保险公司的利润率，这种情况直到现在才慢慢发生转变。

Offshore policies offer an annual return up to 4 % , compared with 2.5 % in mainland China , where the government has in the past capped interest rates to protect the margins of insurers . That 's only slowly starting to change .