保险人

根据R的不同取值，我们可以将保险人的风险厌恶态度与被保险人的支付能力达成完美的结合。

According to the variant value of the R , we can appease perfectly the conflict between the risk averse attitude of the insurer and the affording ability of the insured .

从技术角度讲，EFSF作为单一险种保险人，能够在协议比例的范围内，为政府债券提供一种最初亏损额度保险。

Technically , the EFSF monoline insurer would provide a first-loss tranche insurance for government bonds up to an agreed percentage .

由于已有了五次索赔要求，他现在是一位风险很大的被保险人。

With five previous claims , he 's now a bad insurance risk .

一旦被保险人卖出保单，他就自然失去了上面所有的权利。

Once the insured has sold his policy , he naturally loses all rights to it .

依保单承保责任补偿被保险人之损失

ACE reimburses the insured 's loss under policy term . ACE

用户支付3元，一年期间，若被保险人遇到因帮助跌倒老人后导致被误认为是肇事者等纠纷，最高可获得2万元的法律诉讼费用。

The insurance costs 3 yuan a year ( $ 0.47 ) and pays up to 20000 yuan to cover legal fees should the insured be involved in a dispute over whether they provided assistance to a senior citizen after a fall or were the cause of the fall .

对被保险人的续保保费进行调整的规则通常称作奖惩系统（BMS）。

This approach is called Bonus-Malus system ( BMS ) .

在模式中，首先运用综合指数法和RAC风险评价法对被保险人进行风险分析、评价，并计算相应风险值。

In the mode , the Synthetical Index method and RAC were firstly used to analysis , evaluate and calculate the risk of the objectives .

当保险人表现为常数绝对风险规避（CARA）时，初始准备金对保险人并无影响；

When the insurer is constant absolute risk aversion ( CARA ), the initial reserve has no effect on insurer 's behavior .

从增加了被保险人的告知义务方面，研究了ISPS规则实施对船舶保险的影响；

With the extra obligation of the insured to notify being considered , this paper studies the influence of the implementation of the ISPS Code upon ship insurance .

笔者认为ISPS规则是公法内容，但对私法即海上货物运输关系方的权利、义务、责任以及保险人和被保险人都会产生影响，从而影响海上货物运输业和保险业。

The auther believes that ISPS Codes belongs to public law but it will affect the rights , obligations , duties of the parties who perform international contract of carriage of goods by sea and affect sea transportation trade and insurance .

强制汽车责任险中保险人的赔偿义务探讨

The Discussion about Obligation of Compensation of Compulsory Mobile Liability Insurance

被保险人同意权效力研究

On the Legal Effect of the Agreement Right of the Insured

被保险人发出委付通知后船舶法律地位探讨

Ship 's Legal Status after the Notice of Abandonment Is Given

海上保险人是保函的最终受害者

The Marine Insurers ── the Final Victims of Letter of Indemnity

论海上保险人的提前解约权

The right of discharging contract in advance of a marine insurer

第二章：责任保险人抗辩义务的内容与判断基准。

Chapter Two : Contents and criteria of the duty to defend .

保险人须按特定法律要件行使保险代位权的相应内容。

The insurant should perform right of subrogation according to certain laws .

很胖的人及酗酒都不是好的被保险人。

Very fat men and drunkards are not good risks .

被保险人的弃权行为对保险代位求偿权的影响

Impact of the Abandonment of Insured 's Right on Insurance Subrogation Right

被保险人填妥之索偿表。

1 the claim form completed by the insured .

保险人应在保险补偿金额范围内代位行使对第三者请求赔偿的权利。

The scope of insurance subrogation should be limited within the insurance subrogation .

内地与香港关于保险人监管法律制度的比较

Comparison of the Legal System concerning Insurer Supervision between Mainland and Hong Kong

第一部分：保险人说明义务基本理论问题。

The first part : Basic problem of the insurer 's explaining-duty system .

保险人说明义务法律制度兼具理论特征与实践意义。

The underwriter demonstrative obligation legal system theory and practical significance with characteristics .

保险人与保险代理人之间的关系是委托授权性质的代理关系。

The underwriter holds agency relationship of commission and authority with the agent .

被保险人死亡时提供受益人身份证明复印件；

Copy of the beneficiary 's identity proof in case the insured is dead ;

投保人与保险人博弈关系分析

Game Analysis between the Insurer and the Insured

对被保险人主要体现在告知义务、保证义务以及危险增加的通知义务等；

For the assured , it embody in Disclosure and representation , Warranty etc ;

不利保险人解释规则相关法律问题研究

Research on Relevant Legal Issues regarding the Rule of " Unfavorable Interpretation to Insurers "