不良贷款率

在2007年底，三大上市银行的关注级贷款占贷款总额的6%左右，这一比率约为不良贷款率的两倍。

At the end of 2007 these were about 6 per cent of all loans at the big three listed banks , roughly double the NPL rate .

不良贷款率较低，实际上正在下降。

NPL ratios are low , and indeed falling .

中国第二大银行（按资产规模计）中国建设银行（ChinaConstructionBank）在报告上半年业绩时说，6月份不良贷款率实际上已从去年年底的1.09%下降到1%。

The state-run China Construction Bank , reporting its first-half results , said its bad loans actually dropped to 1 % as of June from 1.09 % at the end of last year .

中国建设银行股份有限公司（ChinaConstructionBankCorp）上周四称，截至第三季度末，该行不良贷款率升至1.13%，高于第二季度末的1.04%。

China Construction Bank Corp CICHY 0.17 % said Thursday bad loans rose to 1.13 % of its total portfolio in the third quarter , from 1.04 % at the end of the second quarter .

信用评级机构标准普尔（StandardPoors）上周警告称，（俄罗斯银行的）不良贷款率可能高达38%。

Standard Poors , the credit ratings agency , warned last week that problem loans could reach as high as 38 per cent .

“目前有一个很大的可能性，如果再来一次降息，加上不良贷款率上升0.2个百分点，就会导致中国各银行出现盈利负增长，”连平对《中国证券报》（chinasecuritiesjournal）表示。

" There is a big possibility that another interest rate cut plus a 0.2 percentage point rise in non-performing loans would lead to negative profit growth at Chinese banks , " he told the China Securities Journal .

以不良贷款率作为信用风险衡量标准，尝试构造商业银行信用风险评估的Logit模型，并结合t检验和主成分分析法对模型进行实证分析。

This paper uses non-performed loan rate to measure credit risks of commercial banks , and constructs the Logit model for credit risk evaluation .

在蒙特卡罗模拟法中采用了四种随机过程来模拟不良贷款率的模拟变化路径，通过预测得到下一期不良贷款率的VaR值，并从理论上阐述了选择最佳变化路径的标准。

Monte Carlo simulation used four random process to simulate trails of changes in ratio of non-performing loan and got the next period VaR value by forecasting , and theoretically expounded the criterion of choosing optimum simulation path .

从实证结果来看，GDP增长率、一年期存贷款利率差、房屋销售价格指数、企业景气指数、货币供应量增长率是影响我国商业银行不良贷款率的显著因素。

From the empirical results , GDP growth rate , one-year deposit and lending interest rate differentials , housing sales price index , the business climate index , money supply growth is the significant factor impact of non-performing loan ratio of commercial banks .

本章在第二阶段SFA模型中引入风险因素指标-不良贷款率与资本充足率，并对风险调整后的商业银行效率值进行测度。

This chapter in the second stage of the SFA model introduced risk factors index-bad loans and capital adequacy ratio , and the risk of commercial bank after adjusting the efficiency measure value .

俄罗斯第二大私有银行阿尔法银行（AlfaBank）上周警告，其逾期贷款已接近10%，相关拨备可能使今年的利润荡然无存；该行总裁曾说过，全行业的不良贷款率可能高达20%。

Alfa Bank , Russia 's number two privately owned bank , warned last week that its overdue loans were nearing 10 per cent and provisions might wipe out this year 's profits ; its president has said sector-wide NPLs could reach 20 per cent .

但人们担心，在bankia的不良贷款率接近8%、桑坦德和西班牙对外银行的不良贷款率依然高达4%的情况下，它们在西班牙市场的损失会侵蚀这些资本储备。

But the concern is that , with non-performing loan rates running at close to 8 per cent at Bankia and at a still elevated 4 per cent at Santander and BBVA , Spanish losses could eat into those capital reserves .

不良贷款率正以有史以来最快的速度攀升。

And non-performing loan ratios are rising at their fastest rate yet .

二是高比例的不良贷款率。

Second , there is high bad - debt rate .

目前官方的不良贷款率为5%。

The official rate is now 5 per cent .

不良贷款率低于2%。

the non-performing-loan ratio is below 2 % .

该行表示，上半年不良贷款率降低了6个基点。

It said its non-performing loan ratio had fallen 6 basis points in the first half .

目前，国有银行不良贷款率为25.37%。

At present , the State-owned banks ' rate of non-performing loans stands at 25.37 percent .

戴相龙：4家国有银行不良贷款率这一数字是基本真实的。

A : The rate of non-performing loans of the four State-owned banks is basically true .

他表示，这些贷款的不良贷款率仅为1.86%。

Those loans , he says , have a distressed ratio of just 1.86 per cent .

其中，从不良贷款率、资本充足率、盈利能力、流动性风险四个角度阐述了我国银行体系脆弱性的现状。

It described the current situation by bad loans , capital adequacy ratio , profitability and liquidity risk .

不良贷款率超过了25%，已经严重影响银行的正常经营。

The rate of bad loan up to 25 % , it hit the banking system in china .

但不良贷款率依然保持在令人难以置信的0.9%的低点。

But non-performing loans as a percentage of overall assets have remained incredibly low at 0.9 per cent .

随着银行不良贷款率和银行盈利能力的增加，商业银行的流动性风险随之增加。

Along with the bad loans rate and the profitability increasing , the commercial banks ' liquidity risk grows .

与此同时，商业银行商品房按揭贷款的不良贷款率和违约率不断上升。

Meanwhile , the non-performing loan and default rate in Commercial banks for commercial housing mortgage loan keep rising .

资产质量方面，较高的不良贷款率会对银行的盈利产生不利的影响。

In terms of asset quality , the high non-performing loans ratio will have an adverse effect on profitability .

中国银行体系的不良贷款率在10年前曾达到50%。

China 's banking system had a non-performing loan ratio of more than 50 per cent a decade ago .

分别用商业银行的净利润和不良贷款率对其资本结构各变量进行回归分析。

Net profit and non-performing loan ratio of commercial banks of their capital structure variables to the regression analysis .

盈利能力选用净利润指标，风险状况选用不良贷款率指标。

The profitability selected net profit indicators , the indicators of the risk profile of selected non-performing loan ratio .

他表示，相较全球其他大银行，我国银行的不良贷款率较低。

Domestic banks ' nonperforming loan ratio is relatively low compared with the world 's largest banks , he said .