代位求偿权人

合同当事人之间的仲裁协议能否约束保险代位求偿权人的探讨

A study on whether the arbitration agreement between contracting parties shall hold the insurer who get the right of subrogation

最后得出结论，合同当事人之间的仲裁协议应当约束保险代位求偿权人。

And it is finally concluded that the arbitration agreement between contracting parties shall hold the insurer who gets the right of subrogation .

再次，利用合理利益分析方法进行分析，认为仲裁协议约束代位求偿权人最能保护当事人的利益，并减少累讼；

Thirdly , it is concluded that the arbitration agreement holding the insurer who gets the right of subrogation will mostly protect the benefit of the parties and reduce repeated litigation from the view of the method of reasonable benefit analysis ;

其次，结合对仲裁协议对未签字人的效力的讨论，认为代位求偿权人可以成为仲裁协议当事人；

Secondly , from the discussion on the effect of an arbitration agreement on a party who do not sign the agreement , it is concluded that the insurer who get the right of subrogation can be a party of the arbitration agreement ;

海上保险代位求偿权是保险人的一项法定权利。

The right of subrogation in marine insurance for the insurer is given by law .

保险代位求偿权是保护投保人利益同时也保护了保险人的利益。

The insurance subrogation is also the avail that protected an assured avail to protect assurer at the same time .

保险人只有在一定的条件下才能行使代位求偿权：第三人对保险标的的损害负有赔偿责任，而且保险人已为保险金给付。

The insurer can exercise subrogation right only under the condition that the third party is responsible for the loss and the insurer has paid for the loss .

保险代位求偿权虽然为保险人的一项法定权利，但并不意味着其行使该权利不受任何限制。

Even though the insurance right of subrogation ( the following will be called the right ) is a legal right of the insurer , it doesn t mean that he can exercise rights without any restrictions .

在其后对保险代位求偿权法律问题作了进一步的剖析，对代位求偿权是否适用于人身险中的健康险和意外险阐述了自己的看法，并提出了建议。

Thereafter on the insurance subrogation right law has made the further analysis , on the right of subrogation is suitable for life insurance health insurance and accident insurance elaborated his own views , and puts forward some suggestions .