非利息收入

但是，由于非利息收入相比于净利息收入具有较高的波动性和明显的周期性，随着非利息收入比重的增加，这种分散化所带来的边际收益在逐步减少。

But noninterest income has higher volatility and cyclicality than net interest income , and the marginal benefit of diversification is reducing with the increase of noninterest income .

其次是国有银行的研究现状与文献综述，国有商业银行的研究主要集中在规模经济、产权制度和非利息收入等方面，而研究方法则是DEA分析方法。

Followed by state-owned Banks , the research present situation and the literature review , research mainly focus on economies of scale of state-owned commercial Banks , property right system and the non-interest income , etc. , and the research method is DEA analysis method .

我国商业银行非利息收入对绩效影响的实证研究

The Research on Non-interest Income and Performance of Commercial Banks in China

非利息收入的增长前景也日趋黯淡。

The prospects for non-interest income are also dwindling .

解析美国商业银行的非利息收入

A Study of US Commercial Banks ' Non-Interest Income

股份制商业银行的非利息收入同银行绩效成正相关。

Non-interest income of joint-stock commercial banks was positively correlated with bank performance .

欧盟银行业的非利息收入

Non - interest Income in EU Banking Sector

代表：噢，你们在非利息收入这一块也获得了很大的收益。

V : Oh , you also achieved a significant increase in non-interest income .

中国银行业非利息收入与利息收入相关性研究

A Study of Correlation between Non-interest Income and Interest Income of China 's Commercial Bank

对国有商业银行创新非利息收入业务的比较分析

A Comparative Analysis of the Innovation of the Non-interests Income Banking Services for Commercial Banks of China

因此，笔者认为有必要实证分析我国商业银行非利息收入结构对银行绩效的影响，这对于调整和优化银行非利息收入结构、提高银行绩效具有一定的实践意义。

So I think it is necessary to study the effect of the non-interest income structure on bank performance .

利差收入仍然是中国商业银行的主要收入来源，非利息收入开始成为影响商业银行绩效的重要因素；

Interest income are still the main income source , non-interest income has become an important factors to market performance ;

实证检验结果显示，在短期内，外资银行进入提高了中东欧国家内资银行效率，但也显著降低了这些国家内资银行税前资产利润率和非利息收入占总资产的比重；

But the foreign banks entry is associated with lower before-tax profits to total assets and non-interest income to total assets .

我国上市银行非利息收入与净利息收入波动性与相关性分析

An Analysis of the Relationship between the Income Fluctuation of Non-Interests and Net Interests of the Listed Commercial Banks of Our Country

商业银行的收入结构大体上分为利息收入与非利息收入两部分。

The structure of the income of the commercial bank is divided into the interest income and non-interest income on the whole .

而且，大型商业银行的非利息收入在行业中的占比从82.9%增加到93.0%。

And big commercial banks accounted for 93.0 % of the industry total non-interest income , increasing from 82.9 % 20 years ago .

而国有商业银行对利息收入依赖性非常大，非利息收入对总收入的贡献率低。

The state-owned commercial banks are very dependent on interest income , non-interest income to total income of the low rate of contribution .

银行唯有通过拓展财富管理和非利息收入业务，来补偿利息收入的下降。

In order to compensate the drop in interest income , banks are obliged to exploit products of wealth management and non-interest base businesses .

股份制银行的盈利主要来源为利差收入，城市商业银行的非利息收入比重较大。

The spread revenue is the main earnings for Joint-stock Banks while the non-rate revenue play an important role in City Banks . 2 .

细分结构份额，借贷收入和交易型收入的结构份额为负值，而非利息收入的结构份额为正值。

In the structure Share , lending income and transactional income share is negative , rather than the structure share of non-interest income is positive .

非利息收入占总收入比重对国有银行的总收入综合效率具有负向影响。

The proportion of non-interest income to gross income has negative influence on the overall technical efficiency of gross income of ( China 's ) commercial banks .

第二，非利息收入与利息收入增长率的总体趋势表现出一定程度的近似性，尤其是在剧烈的升降中更是表现出很强的同步性。

Secondly , the overall trend of volatility of non-interest income and interest income growth shows a certain degree of approximation , especially in the dramatic rise and fall .

国有银行和股份制银行的实证结果存在差异，主要是由于，非利息收入业务不同于净利息收入，在拓展业务的过程中会带来营业费用的大幅增加。

The different empirical results between state-owned banks and joint-stock banks , is mainly due to the processes of expanding non-interest income business will bring a substantial increase in operating expenses .

根据近年来我国银行业发展的经济数据，介绍非利息收入的特性、概述我国银行非利息收入的发展状况。

According to the economic date of banks , this paper introduced the characteristics of non-interest income , and made an overview of the development of non-interest income of banks in China .

面对日益激烈的同业竞争，商业银行相互之间已失去利息优势，争夺已转向非利息收入一边。

In the face of the fierce horizontal competition , the commercial bank has already lost the advantage of interest each other , and the fighting had already turned to non-interest income .

作为近年来收益增长的一个主要驱动力，非利息收入得益于基数较低：直到2007年第二季度，与股市相关的收费收入才开始大幅增长。

Non-interest income , in recent years a big driver of earnings growth , benefitted from a weaker base : equity market-related fee income did not take off until the second quarter of 2007 .

然后，笔者对非利息收入概念作了界定，将其细分为手续费及佣金收入、投资收益、汇兑及汇率产品收入和其他业务收入作为本文模型的解释变量。

Then , this paper defined the concept of non-interest income , and subdivided into fee and commission income , investment income , foreign exchange and foreign exchange products revenue and other operating income as explanatory variables .

我国商业银行收入结构从整体上可分为两个部分：即利息收入和非利息收入，其中非利息收入又分为中间业务收入和其他收入。

Generally speaking , the earning structure of the commercial bank in China is divided into two parts : interest earning and non-interest earning , in which the latter is also divided into mid-business earning and other earnings .

进入20世纪80年代以来，国际商业银行中间业务迅猛发展，经营种类繁多，经营范围广泛，业务规模日趋扩大，非利息收入持续增长。

Since the 1980s , International Commercial Bank undergone the rapid development of intermediary business , the species was variety , the range was extensive , the scope of business increased day by day , Non-interest income grew fast .

另一方面，股份制商业银行非利息收入在总收入中的比重远高于国有商业银行，盈利水平和盈利模式超过了国有银行。

On the other hand , joint-stock commercial banks in non-interest income in total income is much higher than the proportion of state-owned commercial banks , the level of earnings and profits for more than a model of state-owned banks .