尽管绝大多数财产险种的保单都有一具体的最大数量的赔偿额，它们是否赔偿重置费用或实际的现金价值取决于保险单的条款。
While most property insurance policies specity a maximum dollar limit , whether they pay replacement costs or actual cash value depends on the terms of the policy .
实际现金价值