信贷竞争力

银行信贷资产证券化竞争力的实证分析

Empirical Analysis of Competitive Ability of Credit Assets Securitized

在当今影响国际贸易成交的诸多因素中，提供优惠的信贷条件和有竞争力的支付条件已占据重要位置。

In present , facilitating preferential credit term play an important role among the international trade bargain terms .

这有利于农村信用社在激烈的竞争中，加强和完善内部信贷风险管理，降低信贷风险、提高竞争力。

It is advantageous to the rural credit cooperation strengthen sin keen competition with the consummation interior credit risk management , reduces the credit risk , the enhancement competitive ability .

本文旨在从实践的角度出发，通过小企业信贷管理创新，提升DY银行小企业信贷业务的竞争力，为DY银行的发展提供新的动力。

Practically , this paper aims to enhance the competition of DY bank small business credit business and provides a new impetus to the development of DY Bank .

对于信贷产品同质化的我国商业银行来说，信贷产品创新受限，信贷业务的竞争力主要体现在各自的业务流程，因此，设计出良好的信贷业务流程，至关重要。

Because the credit product is homogeneous and its innovation is limitative in our commercial bank , the competition of credit business lies in its business process reengineering .