信用风险转移

当前中国的信用风险转移市场的发展还处于起步阶段，这些成果对中国信用风险转移市场的发展可能具有一定的参考意义。

CRT market development is laggard in China and these results may provide a relatively reasonable framework for Chinese CRT market development .

美国信用风险转移政策动向

Recent Policy Issues Regarding Credit Risk Transfer in the United States

中国商业银行信用风险转移机制研究

A Study on the Credit Risks Transfer Mechanism of Commercial Banks in China

信用风险转移是进行有效信用风险管理重要手段。

Credit risk transfer is an important and effective method during managing credit risk .

信用风险转移市场的发展有助于提高信用风险的分散度和金融系统的稳定性。

The development of credit risk transfer market helps to improve decentralization of credit risk and stability of financial system .

信用风险转移在分散和降低银行风险的同时，也带来了新的风险，从而影响金融稳定。

Credit risk transfer disperses and reduces the risks of banks , but it also brings new risks and thus affects financial stability .

它弥补了信贷市场的缺陷，将信贷合约标准化，使之便于市场交易，从而促进信用风险的转移。

It makes up the defect of the credit market , and standardizes credit agreement to the convenience of market bargaining , thus promotes the transfer of credit risk .

作为违约率研究的拓展，论文探讨了违约率对市场收益率的影响，研究我国上市公司信用风险评级转移矩阵的特点，以及信用投资组合的构建。

As a extending of the study , the paper discusses the effects of probability of default upon stock return , the characteristics of credit rating transition matrix of China listed companies , the construction credit risk portfolio .

它具有传统融资方式所不具有的流动性创新、信用创新、风险转移创新等新的特点。

It has many characteristics , such as fluidness innovation , credit innovation and risk diversion innovation , which not exist in traditional financing fashion .

信用衍生品作为新出现的信用风险转移工具是信用风险管理发展到一定阶段的产物，目的是帮助商业银行转移与规避信用风险。

Credit derivative occurred when credit risk management techniques developed a certain stage , in order to help commercial banks to transfer and avoid credit risk .

其基本内涵包括个人信用登记、个人信用评估、个人信用风险预警个人信用风险转移以及个人信用风险管理。

Its essential connation contains the individual credit register , the individual credit estimate , the individual credit risk early warning , the individual credit risk transfer and the individual credit risk management .