信用转换

1

同时，根据《商业银行资本充足率管理办法》的要求，与贸易相关的短期或有负债信用转换系数仅为20%，远远低于普通贷款业务的100%。

Meanwhile , according to the " capital adequacy ratio of commercial banks management practices ", the conversion factor of the trade-related liabilities , or the short-term credit was only 20 % , which is far below the ordinary business loans of 100 % .
2

从而，中小企业信用评价问题便转换为基于拟线性模糊数的多准则决策问题。

Thus , the issue of SMEs credit rating is transformed the MCDM problem based on quasi-linear fuzzy numbers , which can be solved which the previous proposed decision making methods .