财产损失率
财产损失率-
健康保险产品的定价基础是疾病发生率和医疗费用数据，而寿险产品的定价基础是生命表，财产保险产品的定价基础是财产损失发生率。
Health insurance products , pricing is based on the incidence of disease and medical cost data , the pricing of life insurance products is based on the life table , and property insurance products , pricing is based on the incidence of property damage .