大额电子资金划拨

我国大额电子资金划拨立法应该借鉴美国《统一商法典》第4A编和《国际贷记划拨示范法》的做法，明确系统规则的法律地位。

The legislation of large-value electronic funds transfer in our country should learn from Uniform Commercial Code Article 4A and UNCITRAL Model Law on International Credit Transfers and clarify the legal status of system rules .

大额电子资金划拨立法势在必行。

It is necessary to legislate for large-value electronic funds transfer .

作为世界上调整大额电子资金划拨最完善的法律，美国《统一商法典》第4A编创设了支付命令和安全程序等全新的概念与规则。

As the most advanced law regulating large value electronic fund transfer , Article 4A of Uniform Commercial Code creates some new concepts and norms , say , " payment order ", " security procedure " .

支付命令不仅是4A编所界定的支付指令，而且对确定4A编的调整范围和大额电子资金划拨各当事方权利义务具有重要的意义。

Payment order is not only the payment instruction that Article 4A defines , but also plays an important role in defining the regulation scope of Article 4A as well as the obligations and rights of each party in large value electronic fund transfer .

大额电子资金划拨中的信息安全研究

The Study on The Information Safety of Wholesale Electronic Funds Transfer

国际大额电子资金划拨的法律问题研究

A Study on the Legal Problems of International Large Volume Electronic Funds Transfer

国际大额电子资金划拨，是未来全球电子商务支付的基础。

International great electronic funds transfer is the main payment way in the international payment .

大额电子资金划拨中的利益分析及其立法贯彻

Analysis on the Interests of Large-value Electronic Funds Transfer and Their Implementation in the Legislation

论大额电子资金划拨系统规则的法律地位&以降低系统风险为出发点

On the Legal Status Of Large-Value Electronic Funds Transfer System Rule & From the Starting Point of System Risk Reduction

大额电子资金划拨立法势在必行。大额医疗费用与补充医疗保险

It is necessary to legislate for large-value electronic funds transfer . A study on the relationship between large medical expenditure and supplementary medical insurance

摘要系统风险不仅牵动着大额电子资金划拨系统运营者和系统成员的利益，更影响着一国的经济安全与金融竞争力。

System risk not only affects the interests of the large-value electronic funds transfer system 's operators and participants but also impairs the economic security and financial competitiveness of the country .

全文分5章，包括绪论、国际大额电子资金划拨法、国际大额电子资金划拨法价值取向、国际大额电子资金划拨中的风险责任、对我国电子资金划拨法律制度的构想。

In this essay , it consists of five parts , namely , introduction , law on international large volume electronic funds transfer , merit tropism , risk of allocation , suggestions .

大额电子资金划拨是金融电子化的产物，其无纸化、批发性和技术性特征使其具有传统支付工具所无法比拟的优势，但也给立法带来巨大挑战。

Large-value electronic funds transfer is the product of electronic finance , which has the characteristics of non-paper base , wholesaling and technicality and thus owns the unparalleled predominance over traditional payment tools .

在我国，大额电子资金划拨法的缺位不仅无法满足资金划拨的发展需要，而且不利于开放条件下的金融竞争。

In our country , the absence of large-value electronic funds transfer law can neither fulfill the needs of the development of funds transfer nor promote the financial competition in the open condition .

金融效率与金融安全是大额电子资金划拨所影响的宏观利益，它们最终体现在资金划拨参与者（交易者与支付中介）和资金划拨系统等微观主体的利益上。

Financial efficiency and financial security are the macroscopic interests affected by large-value electronic funds transfer , and they are embodied in the microscopic interests of the participants of funds transfer ( including traders and payment intermediaries ) and the funds-transfer system .