保险费率监管

保险费率监管是保险监管的重要内容。

Insurance rate supervision is an important part in insurance supervision .

公众利益理论等构成了保险费率监管的理论基础。

The Public Interest Theory constitutes the theoretical foundation of premium rate regulation .

本文从经济学的角度，探讨保险费率监管的效应问题。

From the point of view of economics , the paper studies the effect of rate regulation in insurance market .

然而，保险费率监管以保护公众利益为借口，实质上保护的是保险人的利益。

However , in the disguise of public interest protection , what rate regulation protects is the insurers ' interest instead .

本文探讨了保险费率监管悖论的理论根源和市场结构方面的成因，并在此基础上，提出了解决这一悖论的选择：逐步放松保险费率监管。

This paper focuses on the cause of this paradox from the perspective of theories orgin and market structure , and then puts forward the solution to the paradox : deregulation of insurance rate step by step .

佳达全球产险业务总监劳拉莫厄里（LaraMowery）表示，由于提高主保险费率受到地方监管机构的限制，以及企业过去几年的盈余已经缩减，财产保险公司正在承受压力。

Lara Mowery , head of global property speciality at Guy Carpenter , said property insurers were being squeezed as primary insurance rate increases were restricted by local regulators , and companies ' surpluses from previous years have shrunk .