wrh

Secondly , it proves the academic feasibility of WRH by establishing mathematical model and using the method of comparative analysis .

接着通过建立数理模型，运用对比分析的方法，从理论上对仓单质押融资业务的可行性进行了论证。

Warehouse receipt hypothecation ( WRH ) is one model of innovative financing services combining with logistics and finance service .

仓单质押是物流服务与金融服务相结合的创新融资服务模式之一。

In the paper , firstly , it raises that WRH financing business is an effective way to alleviate the borrow-loan contradiction based on the study of credit rationing of commercial bank and the financing difficulties of SME .

为此，本文首先以研究商业银行信贷配给和中小企业融资难为切入点，引出缓解商业银行和中小企业借贷矛盾的有效途径&仓单质押融资业务。

Thirdly , it introduces the ideas and methods of strategic alliance , and it analyzes the moral hazard in the alliance consisted of the third-party logistics enterprise , SME and commercial bank in the implementation process of WRH .

然后通过引入战略联盟的思想和方法，对仓单质押融资业务实施过程中，第三方物流企业、中小企业和商业银行构成的这一联盟中的道德风险问题进行了分析。