Home Mortgage Loan

The Present Conditions , Problems and Countermeasures of Home Mortgage Loan in China

我国个人购房抵押贷款发展的现状、问题和对策

Research on Feasibility of Home Mortgage Loan Backed Securitisation for Commercial Banks of China

商业银行住房抵押贷款证券化可行性研究

Home mortgage loan is especially preferred in Asset-Backed Securitization because of its stable cash flow and good assets .

住宅抵押贷款由于其现金流稳定、资产优良等特点，更是受到证券化的青睐，资产证券化也正是在美国从住宅抵押贷款证券化开始的。

The third chapter mainly discusses three types products of home mortgage loan , then points out the definition and the characteristic , compares there products with others financial products .

第三章，主要论述了住房抵押贷款证券化产品的三种类型的内涵、特点及运作流程，而且把这三种产品与其它金融产品作比较。

Mortgage-backed securities is the most important one of the financial innovation in the field of real estate finance in recent decades , which take the home mortgage loan as the guarantee , and then the securities which can be trade on financial markets are issued .

住房抵押贷款证券化是近几十年来房地产金融领域中最重要的金融创新之一，它是以住房抵押贷款为担保，发行可在金融市场上买卖的证券。