Deposit business

Analysis of customer satisfaction with deposit business of china 's commercial banks

我国商业银行储蓄业务顾客满意度分析

A Brief Discussion on Deposit Business Innovation

浅析存款业务创新

For Chemical Retail Bank , competition in its traditional retail deposit business had become very tough .

化学零售银行的竞争，其传统的零售存款业务已经变得非常艰难。

B : It refers to the deposit business offered to the level-one account of group companies .

它是指集团总公司一级账户的存款业务。

In the meantime , in order to protect the previous privileges enjoyed by the Guangxi financial system , the Guangxi banks strengthened their deposit business and competed with the central banking system in remitting and trusting business , partially gaining some rights .

与此同时，为了维护广西金融业原有特权，新桂系控制下的广西银行加强了存款业务，并在汇兑业务、信托业务上与中央金融业展开竞争，夺得了部分权利。

Banks shall keep open for cash deposit beyond business hours in big and medium-size cities and areas where commercial activities are relatively concentrated .

大中城市和商业比较集中的地区，应当建立非营业时间收款制度。

Therefore , the bank safe deposit box business in China rapid development , has become a new profit growth point of the intermediate business of each big bank , is the new darling .

因此，银行保管箱业务在国内迅速开展，成为一项新的利润增长点的中间业务，是各大银行的新宠儿。

Besides , the Shopping Arcade , Money Exchange Service , Luggage Deposit , Business Centre , Ticket-booking , Sight-seeing Service and Hotel Management Consultion are for the guests'convenience .

饭店附设商场、外币兑换、行李寄存、商务中心、机票、火车票代办、旅游观光及酒店管理咨询等各种服务项目。

Because its scope of business is very small , only basic deposit and loan business .

因为其业务范围小，只有基本的存贷款业务。

The Condition on Management of Commercial Bank : Reasonable Interest Rate Balance between Deposit and Credit business SUN

合理的存贷利差是商业银行正常经营的必要条件

For commercial banks , whether it is traditional deposit and loan business or intermediate business , have a high demand for reputation .

对于商业银行而言，无论是传统的存贷业务还是以服务为核心的中间业务，都对声誉有着极高的要求。

As the development of Chinese social economy and financial market , business bank faces good opportunity to use intermediate business to avoid homogeneous competition in deposit and loan business .

社会经济的持续发展和金融市场的逐步完善，对商业银行通过发展中间业务以有效回避传统存贷业务同质化竞争提供了良好的发展前景。

The disintermediation will depress the traditional deposit and loan business of commercial banks , descend the interest income proportion and affect the management of commercial banks .

脱媒会使商业银行的传统存贷业务降低、利息收入比重下降并影响商业银行的经营管理。

Commercial banks as enterprises of public deposit , Their business relate with national economic and daily lives of human , therefore the legal relationship with commercial banks are more complicated than normal enterprises .

商业银行作为经营公众存款业务的机构，其业务与国民经济和人民生活直接相关，且与其相关联的法律关系更为复杂。

Bank deposit and loan business shrink , maturity mismatches and direct financing scale expansion , Etc. were the result of market allocation of resources , and also the reflection of profit-driven .

银行存贷款业务萎缩、期限错配和直接融资规模扩张等是市场化资源配置结果，也是资本逐利的结果。

Off-shore market , an important part of the international financial market , is a market for doing deposit and loan business of foreign currency . It plays a significant role in the international finance integration .

离岸市场是经营境外货币存、贷业务的市场，它在推进国际金融一体化的过程中发挥了巨大的作用，现已发展成为国际金融市场的重要组成部分。

The development of capital market , diversity of investment and the affects of interest rate market to traditional deposit and loan business weaken the market that financial institutions can be profitable and create huge challenges for them .

资本市场的发展，投资渠道的多样化，传统的存贷款业务受利率市场化的影响，使金融机构获取利润的市场基础进一步削弱并面临巨大的挑战。

With the development of direct financing , commercial banks lost their dominating position in financing , and their interest incomes declined and cannot survive the tough competition only with their traditional deposit and loan business .

随着直接融资的发展，银行失去了其融资主导地位，利差收入减少，依靠传统的业务难以维持生存，这种危机就是金融脱媒，也被称为银行脱媒。

Comparing with the enormous financial service network and long-time local Comparing business relationship of Chinese capital bank , foreign capital bank has the problem of high cost , low profit and high risk in traditional deposit and loan business .

与中资银行庞大的金融服务网络及长期的本土业务关系相比，外资银行经营传统存贷款业务，仍然存在成本较高、利润较低、风险较大等问题。

However , with the housing mortgage loans at commercial banks deposit and lending business continues to improve weight , accompanied by a merchandise housing mortgage loans at risk of commercial banks has become more prominent .

但是，随着商品住房按揭贷款业务在商业银行存贷业务中权重的不断提高，相伴而生的是商品住房按揭贷款的风险在商业银行愈显突出。

Foreign banks have started to adapt our physical environment , from high-end deposit and loan business to the general all-out deep roots , increasing the number of cross-scale while continuing to develop in depth .

外资银行逐渐适应了我国实际环境，从高端业务到普通存贷业务全面出击深深扎根，增加机构数量、扩大经营规模的同时，不断向纵深发展。

The competition between banks is getting intense , and traditional deposit and loan business profit becomes more and more low . In order to seek the new profit growth point , Banks turn from traditional to modern financial services .

同时，银行传统的存贷业务利润越来越低，为了寻求新的利润增长点，银行必须从传统的金融服务向现代金融服务转变。

Renmin Road 's subbranch of Guangdong Development Bank is located at downtown of Dalian City . It 's a hard fund position management because its variation of deposit , multi-credit business and frequent changes .

广东发展银行大连人民路支行地处人民路繁华地段，有着存款变化量大，信贷业务数量多，变化频繁等特点，因而资金头寸管理难度较大。

In recent years , with booming development of capital market in our country , a large numbers of funds go into to the capital market directly escaping from the commercial bank . The margin of traditional deposit and lending business has been squeezed after the interest rate marketization .

近几年来，我国资本市场发展迅猛，大量资金以直接融资的方式，脱离银行中介直接进入资本市场，而利率市场化又进一步挤压了传统存贷业务的盈利空间。

In recent years , the accelerated development of the domestic capital market , a lot of money directly from the bank intermediary direct access to capital markets , the same time , the interest rate market accelerated squeezing the profit margins of the traditional deposit and lending business before .

近年来，国内资本市场发展加快，大量资金直接脱离银行中介直接进入资本市场同时，利率市场化加速挤压了之前传统存贷款业务的获利空间。

On December 9th , 2005 , the Banking Regulatory Commission gave a written reply to the application of State Postal Savings & Remittance Bureau to do the regular deposit receipt pledge business , which was a new starting point to broaden fund operating channel and carry out credit business .

2005年12月9日，银监会批复了国家邮政局邮政储汇局开办邮政储蓄定期存单质押业务的申请，这是邮储机构拓宽资金运作渠道、开展信贷业务的起点。

Operation strategy of commercial banks to expand deposit of public funds under the new circumstances & thoughts on deposit business of public fund offered by Ningbo branch , icbc

新形势下商业银行拓展对公存款的经营策略&对工商银行宁波市分行开展对公存款业务的若干思考